Investment Options

Money Market Fund
Managed in Rupiah and invested in debt securities with maturities of less than one year, such as Bank Indonesia Certificates (SBI) and Money Market Mutual Funds.

Fixed Income Fund
Managed by allocating at least 80% of assets into debt securities with maturities exceeding one year, such as bonds and Fixed Income Mutual Funds.

Equity Fund
Managed by investing at least 80% of assets into equity securities, including stocks, Equity Mutual Funds, and Time Deposits/SBI.

Sharia Investment Options

Sharia Money Market Fund
Provides relatively stable income growth and high liquidity with low risk through allocations in Sharia money market instruments. This strategy allocates 100% of participant funds into the Sharia money market.

Sharia Fixed Income Fund
Delivers optimal income growth with a moderate risk profile in Sharia financial instruments. This strategy invests participant funds in Sukuk Negara and Sukuk Korporasi with maturities exceeding one year, with an allocation of 0%-10% in the Sharia money market and <100% in Sharia fixed income.